Comments on: Statute of Limitations on Canadian Debts

By: Anonymous

Thu, 05 Apr 2018 08:09:41 +0000

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By: Anonymous

Tue, 06 Feb 2018 19:37:42 +0000

3.5

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By: Anonymous

Mon, 11 Dec 2017 22:23:06 +0000

4.5

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By: Anonymous

Fri, 17 Nov 2017 15:34:41 +0000

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By: Adrian

Sat, 20 Feb 2016 02:06:00 +0000

Find your province in the article and look for the statute of limitations. If it’s over then they cannot sue you unless you admit to the debt in writing.

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By: Jane

Fri, 19 Feb 2016 16:15:00 +0000

I have debt 3 years old for cell phone. I now have collection agencies sending me letters. Can they take money from my bank account? Do I have to pay these debts now that they have gone to collections.

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By: SurviveAlive

Fri, 19 Feb 2016 11:42:00 +0000

I’m also paying attention to see if Adrian becomes active on the posts from the past couple months since he left his last comment.

I too have an inquiry I want to make.

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By: Peggy MacGillivray

Thu, 18 Feb 2016 16:45:00 +0000

Is anyone still answering posts on these questions?

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By: Peggy MacGillivray

Thu, 18 Feb 2016 07:19:00 +0000

Due to health reasons, including severe depression, I have not worked in over 20 years I have had numerous problems with my back, and I have epilepsy, and other problems. My mother passed away in 2005, which meant that my small disability through welfare did not stretch nearly as far. My older sister then made payments for me on a TDCanada trust Visa card I had. Then she died. I myself have made no payment since 2009/20010. I did talk to a credit relief agency, as I thought it would be best for me to file bankruptcy. They said I could not afford to file for bankruptcy. I live on welfare basically. I live in government housing, and get a government check from community services. Welfare for the disabled. The credit agency told me I should write a letter to the company explaining why I could not make payments, and also told me that they legally could not take me to court because I only receive a government check. They have been hassling me for a long time now. Today I got a letter saying that a company has bought my debt, and if they don’t hear from me by February 27 they will start a litigation against me in our local court. Can they do this??? I DID send a letter to them, the company I mean a long time ago, when the credit counsellor first talked with me. I have no money, no property, nothing. I live from one month to the next, hoping to get by. Before I stopped paying I contact TD, and asked them if they could lower the interest, I was redirected about 5 times and told NO, they could do nothing for me. That was when I told them that they would no longer be getting any payments, and that I would be declaring bankruptcy. Then I found out I did not have enough money to claim bankruptcy. Hope this is still looked at and that you can send me some answers. Much appreciated.

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By: Jessica

Wed, 17 Feb 2016 00:26:00 +0000

I had a collection agency call me today for credit card from almost 6 years ago. I believe the statue of limitations is up as it is 2 years in Ontario. When i answered i said that debt was not on my equifax report and i would look into it and as far as i was concerned it was dealt with. Did i restart the statue of limitations by saying that. Do i keep ignoring them or can they sue me. I also want to add the debt was from a credit card for 1000$ and is now 1900$ from interest

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